Latihan tambahan

先买后付 = beli dahulu, bayar kemudian “先买后付”的意思是：拿东西的时候还没有用自己的钱，是别人先替你付，你以后再还钱，也就是欠债。回想第一屏每一种付款方式的特点，想一想哪一种付完以后，你会欠银行钱。 例子：分期付款买冰箱，也是先拿东西、以后慢慢还钱。 注意：先买后付不是免费的钱，迟还还要付额外的费用。

buy now, pay later = beli dahulu, bayar kemudian Buy now, pay later means that when you take the item your own money is not used yet: someone pays first and you pay back later, which is a debt. Recall the features of each way to pay from the first screen and think which one leaves you owing the bank. Example: buying a fridge by instalments also means taking it now and paying bit by bit. Watch out: buy now, pay later is not free money; paying late costs extra.

扫码付款 = imbas kod QR 题目的线索是“用手机扫描二维码”。回想第二屏的付款方式，想一想哪一种是装在手机里的应用程序，扫一扫就能付钱。 例子：在书展用手机扫描摊位的二维码付钱。 注意：用手机付钱时，手机要有网络，应用程序里也要有足够的钱。

scan to pay = imbas kod QR The clue is scanning a QR code with a phone. Recall the ways to pay on the second screen and think which one is an app on the phone that pays with one scan. Example: at a book fair, scanning a stall's QR code with a phone to pay. Watch out: paying by phone needs a connection and enough money in the app.

安全习惯 = tabiat selamat 判断每一个做法：会不会让别人知道你的秘密资料，或让你付错钱？会的就是不安全。密码就像家门的钥匙，只有自己知道。题目问的是“不安全”的那一个，要看清楚。 例子：在提款机旁有陌生人偷看时，先离开再用。 注意：把每个做法想成真的发生在你身上：它会不会让别人拿到你的钱？

safe habits = tabiat selamat Judge each action: could it let someone learn your secret details, or make you pay the wrong amount? If so, it is not safe. A PIN is like the key to your house; only you should know it. The question asks for the action that is NOT safe. Example: if a stranger is watching at the ATM, walk away and use it later. Watch out: imagine each action really happening to you: could it let someone else get your money?